Ship banking grade fintech
in days: not months.
Multi rail payment platforms, agentic banking AI, and compliance systems that pass the toughest audits. Built by the team behind RYVYL’s $43.5M NASDAQ IPO.
No obligation. We’ll show you 3 places to save $100K+ in your fintech program.
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Live platforms
RYVYL, VeloTech, NEMS, MonerePay
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Payment rails
ACH, SEPA, Wire, Pix, SPEI, FP, Crypto
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TX volume
Banking grade processing at scale
Trusted by leading financial institutions
The problem
Fintech has a specific problem:
compliance kills speed.
- Your AML periodic reviews take six weeks and a team of analysts.
- Your payment platform can't scale across new rails without a rebuild.
- Your compliance team is drowning in regulatory change.
We fix all three: with evidence your regulator will accept.
Products
Two clear entry points for
financial institutions
Start with a packaged product, prove value quickly, then expand into the deeper engineering work around it.
PAYMENT INFRASTRUCTURE
Payments Platform Suite
A composable payments platform for teams that need to process, orchestrate, and settle real money: banking grade rails, ledger, and reconciliation, on infrastructure you own.
- Multi rail acquiring & payouts across ACH, SEPA, Faster Payments, Pix, and crypto.
- Double-entry ledger with permissioned settlement and tamper-evident audit.
- Reconciliation, treasury, and reporting dashboards out of the box.
AI EXPERIENCE LAYER
Agentic Banking Suite
An AI experience layer for banks and fintechs that need agents to actually move money: grounded in the bank's own systems, validated against policy, and logged for audit.
- Agents plan, reason, and execute real transactions inside your app.
- Grounded in a knowledge graph so answers are cite able and reversible.
- Policy layer the model cannot override; kill switch bank holds the key to.
Our offering
How we help our clients
Three ways we create value.
Grow revenue
Solutions that open or expand revenue lines for the bank.
- Payment Platforms
- Card Issuing
- Relationship Manager Copilot
Optimize operations
Cut cost and cycle time across the middle and back office.
- Operations AI Agents
- Core & Legacy Modernization
- Customer Support Agent
Reduce risk
Satisfy your CRO, your auditor, and your regulator with the evidence.
- Compliance AI Agents
- KYC / AML Screening
- Internal Audit AI
PILLAR 01
Grow revenue
Solutions that open or expand revenue lines for the bank.
Grow revenue · 1/3
Payment Platforms
Not a white label processor: a customized payments platform built on top of your existing rails, banking partners, or acquirer stack. Outcome: a modern payments product tuned to your economics.
Multi rail orchestration
ACH, SEPA, Wire, Faster Payments, Pix, SPEI, and crypto behind one API.
Ledger & reconciliation
Double entry precision, tamper evident audit, treasury dashboards.
Merchant onboarding
KYB, risk scoring, and program controls tuned to your segment.
Real time monitoring
Live authorization, chargeback, and fraud signals for ops teams.
Portfolio Value
$1.28M
▲ 6.1% YTD
Selected work
RYVYL 🇺🇸NASDAQ listed payments platform
Formerly GreenBox POS. Multi currency acquiring, real time settlement, and treasury dashboards: engineered to a $43.5M NASDAQ IPO in 2021.
NASDAQ: RVYL · $43.5M IPO
Case study ↗VeloTech 🌍AI native financial infrastructure
One API for payments, wallets, compliance, treasury, and FX: under partners' own brand, across 10+ countries and 30+ currencies.
$2.4M+ processed · 30+ currencies
Visit ↗NEMS 🌐Global multi currency platform
Two sided merchant management, permissioned blockchain ledger, treasury dashboards.
Multi currency · permissioned
Visit ↗PILLAR 02
Optimize operations
Cut cost and cycle time across the middle and back office.
Optimize operations · 1/3
Operations AI Agents
Autonomous AI agents that take on the repetitive, judgement heavy work across banking operations: onboarding KYC, periodic reviews, adverse media screening, and credit assessment. Outcome: lower cost, faster cycle times, and a clean audit trail.
KYC onboarding
Automated identity, document, and risk checks at onboarding.
Periodic review
Scheduled client reviews, refreshed and risk scored.
Adverse media
Continuous adverse media, sanctions, and PEP screening.
Credit & Lombard
Automated credit and Lombard loan assessment.
Reviews this month
340
Anna K.
Auto refreshed
M. Roth
Review due
L. Weber
Risk change detected
Selected work
MonerePay 🇺🇸Payment processing for mid tier & enterprise
Customized merchant account solutions powered by Chase. Registered ISO of First Federal Bank of Florida: enterprise clients save 4 to 40 basis points over competitors' rates.
Powered by Chase · 4 to 40 bps saved
Visit ↗QuickCard 🇺🇸Cashless checkout + batch settlement
One platform for funds, withdrawals, sales, and reconciliation: cashless checkout for customers, batch settlement for the business.
$3.1B processed annually
Visit ↗PILLAR 03
Reduce risk
Satisfy your CRO, your auditor, and your regulator, with the evidence.
Reduce risk · 1/3
Compliance AI Agents
Agents that do the compliance heavy lifting (KYC, automated AML, sanctions screening, and ML based risk scoring) and leave a defensible evidence trail behind every decision.
KYC & automated AML
Identity, KYC, and automated AML screening at transaction scale.
Sanctions & PEP screening
Sanctions, watchlist, PEP and beneficial ownership checks.
ML risk scoring
Predictive analytics that score risk, with explainable factors.
Defensible evidence trail
Every decision logged with sources, model version, and sign off.
Decisions logged
100%
Selected work
Private bank engagement 🇨🇭KYC & periodic review automation
Engagement under NDA. Personal reference available on request.
Under NDA
Reference on request
Private bank engagement 🇨🇭Adverse media & credit screening
Engagement under NDA. Personal reference available on request.
Under NDA
Reference on request
Recognized by industry leaders
Explore the fintech stack
Related fintech solutions & resources
Agentic Banking
AI agents that reason, plan, and execute real transactions inside your bank: grounded, auditable, and under your control.
Knowledge Graphs for Fintech
Real time fraud detection, alternative data underwriting, KYC/AML, and grounded copilots built on knowledge graphs.
Fintech & Banking Overview
Platform overview covering payments, AI banking, fraud detection, ledger systems, and compliance.
Questions about your build?
Let's scope your fintech platform, timelines, and the team needed to ship it.
Schedule a call→Frequently asked questions
How fast can you ship a fintech platform?
Weeks, not quarters. Payment platform pilots ship in 6 to 10 weeks. Full production systems in 12 to 16 weeks. We've delivered banking grade platforms for RYVYL, VeloTech, NEMS, and MonerePay at this pace.
What payment rails do you integrate with?
ACH, Wire, SEPA, Faster Payments, Pix, SPEI, RTP, FedNow, and crypto rails. We build one API orchestration layers that let you switch between rails without changing your integration.
Are your systems SOC 2 and PCI compliant?
Yes. Our systems are built to support KYC, BSA, AML, PCI DSS, and SOC 2 compliance from day one. We deploy in your VPC, sponsor bank's approved region, or on prem: with data isolation and audit ready lineage by default.
Can you work with our existing sponsor bank?
Yes. We build to your sponsor bank's requirements: data residency, encryption, key management, and audit logs. We've worked with sponsor banks in the US, UK, EU, and LATAM.
Do you handle card issuing and processing?
Yes. We build card program management and issuing platforms on modern banking grade foundations: from virtual cards to physical card personalization, KYC verification, and real time authorization decisioning.
Have a fintech product to ship?
30 minutes with a team that has shipped banking grade systems.
Scope the build, the rails, and the timeline: with the team behind RYVYL, VeloTech, NEMS, and MonerePay.